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States Where Life Insurance is Creditor Proof |
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| State | Life Insurance | Cash Value |
| Alabama | Exempt | Exempt |
| Alaska | Exempt | Exempt |
| Arizona | Limited | Exempt |
| Arkansas | Limited | Exempt |
| California | Exempt | Exempt |
| Colorado | Exempt | Limited |
| Connecticut | Exempt | Exempt |
| District of Columbia | Exempt | Exempt |
| Delaware | Exempt | Exempt |
| Florida | Exempt | Exempt |
| Georgia | Exempt | Exempt |
| Hawaii | Exempt | Exempt |
| Idaho | Exempt | Exempt |
| Illinois | Exempt | Exempt |
| Indiana | Exempt | Exempt |
| Iowa | Exempt | Limited |
| Kansas | Exempt | Exempt |
| Kentucky | Exempt | Exempt |
| Lousiana | Exempt | Limited |
| Maine | Exempt | Limited |
| Maryland | Exempt | Exempt |
| Massachusetts | Exempt | Exempt |
| Michigan | Exempt | Exempt |
| Mississipi | Exempt | Limited |
| Misouri | Exempt | Exempt |
| Montana | Exempt | Exempt |
| Nebraska |
Exempt |
Limited |
| Nevada |
Exempt |
Exempt |
| New Mexico |
Exempt |
Exempt |
| New Jersey |
Exempt |
Exempt |
| New York |
Exempt |
Exempt |
| North Carolina |
Exempt |
Exempt |
| North Dakota |
Exempt |
Exempt |
| Ohio |
Exempt |
Exempt |
| Oklahoma |
Exempt |
Exempt |
| Oregon |
Exempt |
Exempt |
| Pennsylvania |
Exempt |
Exempt |
| Rhode Island |
Exempt |
Exempt |
| South Carolina |
Exempt |
Limited |
| South Dakota |
Exempt |
Exempt |
| Tennessee |
Exempt |
Exempt |
| Texas |
Exempt |
Exempt |
| Utah |
Exempt |
Exempt |
| Vermont |
Exempt |
Exempt |
| Virginia |
Exempt |
Exempt |
| Washington |
Exempt |
Exempt |
| West Virgina |
Exempt |
Exempt |
| Wisconisin |
Exempt |
Limited |
| Wyoming |
Exempt |
Exempt |